Finup offers virtual cards designed to cover a wide range of needs — from ad platform payments and online services to business expenses and everyday use. The platform provides two types of cards: Universal and Platinum, each with its own features, conditions, and use cases.
In this guide, we’ll walk you through their key differences, how to choose the right option, and what to consider when using them.
Differences between Universal and Platinum cards
Universal Card
The Universal card by Finup is a flexible tool ideal for ad payments, servers, domain renewals, streaming and AI subscriptions, and other online business-related expenses.
It can be used across major ad platforms (Facebook Ads, Google Ads, Microsoft Ads, etc.), as well as to pay for business tools, CRM systems, cloud services, and other payment-dependent operations.
The card becomes available immediately after registration. You can issue an unlimited number of Universal cards and tailor each to individual projects, teams, or platforms.
Platinum Card
The Finup Platinum Card is a convenient solution for everyday spending, offering stability, flexibility, and modern payment options.
It can be linked to Apple Pay and Google Pay for quick, contactless payments.
This card is ideal for those seeking a reliable tool for regular transactions, free from limits and unnecessary bureaucracy.
Restrictions and Prohibitions
Regardless of the card type, all Finup users are expected to comply with the platform’s Terms of Service. A set of common restrictions applies to all cards.
Finup cards may not be used for the following transaction categories:
cryptocurrency operations (exchanges, wallets, swap services)
gambling, betting, lottery services
dating platforms
investment platforms, brokers, or other financial services
The full list of restricted activities is available in Finup’s Terms of Service.
Any transaction attempts in these categories will be automatically declined, and in some cases, technical limitations may apply to the account or card.
Conclusion
Finup cards are a powerful and convenient way to manage online payments — whether for ads, business expenses, or everyday transactions. Choosing between a Universal and a Platinum card depends on your specific goals and preferences.
Using the service in accordance with the platform’s rules ensures a smooth experience and helps avoid technical disruptions.
If you have any questions, our support team is always available in the chat to help you find the best solution.