What is a Limit Card?
A Limit Card - is a card that does not have its own separate balance. All transactions made with this card are charged directly from the main wallet balance of your Finup account within the set spending limit.
Main Differences Between a Limit Card and a Balance Card
Balance Card
The specific card balance must be topped up first.
Payments are charged from the card’s own balance.
Each card has its own separate balance.
Limit Card
The card does not have a separate balance.
Individual card top-ups are not required.
Funds are charged directly from the main account balance.
Each card has an individual spending limit.
Advantages of Limit Cards
✅ No need to top up each card separately.
✅ All funds are stored on one main account balance.
✅ Flexible management of expenses for each card.
✅ Convenient for teams and advertising accounts.
✅ You can set a maximum spending limit for each card in advance.
How to Issue a Limit Card?
Go to the «Cards» section.
Click «New Card».
3. Select the card category according to your needs.
💡 If you’re not sure which card category to choose, please check out this article. It provides an overview of the available card categories, their key features, and the purposes and use cases each category is best suited for.
4. In the «Card Model» settings, select «Limit».
5. Select the required limit type.
6. Specify the spending limit amount.
7. Click «Continue» — the card will be successfully issued.
After issuance, the card will operate according to the selected settings.
You can also change the card limit type after the card has already been issued — at any time, if you need to adjust the spending restrictions.
Limit Types
You can configure the limit according to your business needs:
Daily limit — the maximum spending amount per day.
Weekly limit — spending restriction for one week.
Monthly limit — spending restriction for one month.
Unlimited — no spending restrictions are applied.
Lifetime limit — the total maximum spending amount allowed for the entire period of card usage.
Per transaction limit — the maximum amount allowed for one individual transaction.
You can choose the most suitable option depending on your use case and the level of spending control required.
💡 For more details on how to change the card model from Limit to Balance and vice versa, please refer to the article «How to Switch the Card Model».
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